| 11111 | A | Address matches, ZIP code does not. Acquirer rights not implied | Address matches, postal code does not | Address matches, five-digit Postal Code matches | Address only is correct |
| 44445 | B | Street addresses match. Postal code not verified due to incompatible formats. (Acquirer sent both street address and postal code.) | - | - | - |
| 66667 | C | Street address and postal code not verified due to incompatible formats. (Acquirer sent both street address and postal code.) | - | - | - |
| 77778 | D | Street addresses and postal codes match | - | - | - |
| 88888 | G | Address information not verified for international transactions. The issuer is not an AVS participant, or AVS data was present in the request but the issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account. | - | Address information not verified for international transaction | - |
| 88889 | I | Address not verified | - | - | - |
| 22222 | M | Street address and postal code match | - | - | - |
| 33333 | N | No match. Acquirer sent postal/ZIP code only, or street address only, or both postal code and street address. Also used when acquirer requests AVS but sends no AVS data in field 123. | Neither address nor postal code matches. | Nothing matches | Neither the ZIP nor the address matches |
| 55556 | P | Postal code match. Acquirer sent both postal code and street address, but street address not verified due to incompatible formats. | - | - | - |
| 44444 | R | Retry: System unavailable or timed out. The issuer ordinarily performs AVS but was unavailable. The code R is used by V.I.P. when issuers are unavailable. Issuers should refrain from using this code. | Retry, System unable to process | | System unavailable; retry |
| 11112 | S | Not applicable. Visa changes this value to U (for Domestic) or G (for international) and therefore is returned in the Host Response as U or G. Available for U.S. issuers only. | AVS currently not supported | AVS not supported at this time | AVS not supported at this time |
| 11113 | T | - | - | Nine-digit Postal Code matches, address does not | - |
| 55555 | U | Address not verified for domestic transactions. The issuer is not an AVS participant, or AVS data was present in the request but the issuer did not return an AVS result, or Visa performs AVS on behalf of the issuer and there was no address record on file for this account. | No data from issuer/Authorization Platform | Retry, system unable to process | The necessary information is not available, the account number is neither U.S. nor Canadian |
| 22223 | W | Not applicable. Visa changes this value to Z and therefore is returned in the Host Response as Z. Available for U.S. issuers only. | For U.S. addresses, nine-digit postal code matches, the address does not; for address outside the U.S., the postal code matches, the address does not. | No data from Issuer/Authorization system | - |
| 33334 | X | Not applicable. Visa changes this value to Y and therefore is returned in the Host Response as Y. Available for U.S. issuers only. | For U.S. addresses, nine-digit postal code and address matches; for addresses outside the U.S., postal code and address match. | Address matches, nine-digit Postal Code matches* | - |
| 66666 | Y | Street address and postal code match. | For U.S. addresses, five-digit postal code and address matches. | Address matches, Postal Code does not | Yes, address and ZIP code are both correct |
| 77777 | Z | Postal/ZIP matches; street address does not match or street address not included in the request. | For U.S. addresses, five-digit postal code matches, but the address does not. | Five-digit Postal Code matches, the address does not | ZIP code only is correct |
